It's no secret that over the years, many retirees have opted to spend their golden years on the golden beaches of Florida. If it's your turn now, and if you're tired of cold winters and ready to consider all the retirement benefits Florida has to offer, there may be more good reasons to head south than you know. Aside from the climate and the slower pace of life, retirement in Florida has many practical benefits that you may not have considered.
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- Enjoy Your Pension Tax Free - If you have worked long and hard to earn a pension, the last thing you want is the government reaching into your pocket and taking some of that money away. Florida is one of the few states that does not tax pensions. And if you plan to keep working in some capacity after retirement, you will also be pleased to hear that there is no state income tax in Florida either. This will give you the financial freedom to spend your money on enjoying yourself.
- Improve Your Social Life - Many couples and singles move to Florida to live out their Jimmy Buffett-inspired dreams of drinking margaritas and watching the sunset. Now that your kids have left home and your job responsibilities have stopped or decreased, this could be your chance to let loose and enjoy yourself. Many Florida retirees are new to the area, so there will be plenty of people looking to meet up with new friends for a game of tennis, drinks by the pool, or fresh seafood.
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- Stay Active - Residents of northern states know all too well that as the winter months approach, outdoor activities all but come to a stop. In Florida, you can keep up your active lifestyle year round. It is not uncommon to see Floridians go for a walk on the beach or a dip in the pool after opening presents on Christmas day. Florida is a naturally beautiful place and its residents can go outside and experience this beauty all year long.
- Stress Less and Join a Retirement Community - You are likely looking forward to retirement as a chance to step away from the pressures of daily life. Joining a retirement community may be the best way to do just that. Retirement communities are usually responsible for maintaining your property, paying your utilities and protecting the community with security guards. In some cases, retirement communities even have dining rooms with meals included and planned social activities both within the community and across the state. In Florida, retirement communities are not viewed as nursing homes or places for shut-ins. They are social clubs for people who no longer wish to be hassled with the minutia of daily life.
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