If you're disabled, retiring can be considerably more complicated. It makes sense to choose a state with plenty of resources not only for seniors, but also for those with disabilities. If this describes you and you're considering retirement in Illinois, there are a few things to know before making the move.
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First, if you receive
Social Security disability, the monthly amount you receive will automatically be converted to Social Security retirement payments when you reach the age of 67. However, the amount remains the same. In Illinois, these benefits are not taxed as income as they are in many other states.
The state of Illinois also offers a variety of services to people with disabilities. If you're interested in finding part time or volunteer work after you retire, the
Illinois Office of Vocational Rehabilitation can help place you with a related opportunity. You can also receive equipment that can help you function through the
Illinois Assistive Technology Program.
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During retirement in Illinois, if you are younger than age 65 you may also be eligible for services designed to help you live independently through the Home Services Program. These services can include a personal assistant, housekeeping, health care, emergency response, meal delivery, assistive technology, and environmental updates. The Department on Aging provides similar services to disabled adults older than age 65.
If you are blind or visually impaired, you can receive services designed to help you participate fully in community life. This includes the Community Based Instruction Program, which will provide training and education to help you function optimally in your home as well as out in the world.
While Illinois has a lower cost of living than many other states, it's also true that the state has a relatively high tax burden, including property tax. If you are not working because of your disability, it can be challenging to save money for retirement. If that describes your situation, you may want to consider living in a more affordable state. However, with some planning ahead and foresight, as well as choosing one of the many towns in Illinois with affordable housing, you can enjoy a healthy and happy retirement in Illinois.
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