Arizona has long been a favored state for retirees in the United States for very good reasons – it has a great climate, affordable real estate and a low cost of living index. Access to quality health care is also readily available. However, some retirees might choose to skip Arizona thanks to some myths. Here is a look at four myths regarding retirement in the "Grand Canyon State."
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- It's Stifling Hot - While Phoenix can feel very hot in summer when temperatures frequently soar above 100 degrees Fahrenheit, it's still a dry heat, lacking in the humidity that makes the East Coast and Gulf Coast feel so stifling in summer. During winter, Phoenix is delightful. Days are sunny and dry and warm enough for shorts and a T-shirt. The state also averages some 250 days of sunshine each year, although individual cities like Tucson average as many as 350 days.
- No Beaches - While there is no oceanfront property in Arizona, the state is not void in beaches altogether. The most famous sandy beaches are located on the shores of Lake Powell, which is Arizona's premier water destination and is famous for its houseboats. It also has plenty of gold sand beaches for sunbathing. Since most beaches require access by boat or foot, crowds are rarely an issue.
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- It Never Snows - If you envision mountains, and even snow, in your retirement, Arizona can indulge. It's not just limited to the peaks ringing Phoenix and Tucson, although these are cool to see in the distance. Head north to Flagstaff, where you'll find plenty of mountains and the opportunity to ski on a decent, for Arizona anyway, base at the Snowbowl, where the elevation is actually 9,500 feet.
- It's So Popular, It Must Be Pricey - While Arizona is one of the most popular states for retirees in the U.S., that doesn't mean it's expensive. In fact, the cost of living in Arizona is lower than in many other parts of the country. On average, it is about 5 percent less. "One big reason we think you should consider Arizona for retirement is taxes. When living on fixed incomes, it's important you make sure you are living in a state where your money will last and the taxes are in your favor. Arizona is one of the most tax friendly states and they don't tax your Social Security check," Moira McGarvey reported for the Huffington Post.
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