Car accidents are costly affairs. In the U.S., there are over 37,000 fatalities on the road while roughly 2.35 million people are injured each year, SuperMoney reported.
It’s little wonder that the costs of car accidents have risen to $230.6 billion per year in the U.S., which works out to about $820 per person.
Those expenses will be higher if you are at fault because your insurance premiums will go up. Just how much you pay will depend on where you live though, a new study by Insurance.com found.
By looking at the average rates drivers pay following an at-fault accident, the website was able to determine the worst, and best states when it comes to car accident claims.
According to the report, Michigan drivers feel it the most. Following an at-fault accident, their premiums can increase by 48% over the average insurance rate for the state, pushing their premiums up to an average of $3,502, Motor Trend reported.
Louisiana is not far behind on the list. Drivers who are responsible for a car accident could pay an average of $3,348, which is a 50% price hike in their premiums, while California drivers could end up paying 73% more, which is an average insurance rate of $3,081.
The penalties are not so severe in Maine, which is ranked as the best state when it comes to car accident claims. The premium for a driver involved in an at-fault collision will increase by roughly 20 %, meaning they will pay an average of $1,058 after an accident.
Based on the results of the survey, here are the 10 worst states for accident claims and the average premium:
10. District of Columbia ($2,438)
9. Minnesota ($2,503)
8. Georgia ($2,552)
7. Connecticut ($2,589)
6. Rhode Island ($2,591)
5. Delaware ($2,592)
4. Florida ($3,045)
3. California ($3,081)
2. Louisiana ($3,348)
1. Michigan ($3,502)
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